Buy what you love now, and pay later. Break up your payments over weeks or even months.
Stretch your budget with the power of Pay in 4 or Pay Monthly.
Shop your favorite brands with the option to pay later
Apply for Pay in 4 without impacting your credit score.
Purchase and Fraud Protection on eligible purchases.
Split purchases between $30-$1500 into 4 interest-free, biweekly payments. No late fees.
Enjoy the flexibility of 6,12, or 24-month payment plans, $0 down, and no sign-up or late fees.
When applying for PayPal Pay Later, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay in 4 or Pay Monthly.
Pay in 4 is always interest-free, with no late fees or signup fees. With Pay Monthly, you may pay a fixed interest rate, which varies based on your credit, and you won't pay any late fees or signup fees.
Yes, you can view your Pay Monthly remaining balance in the PayPal app by clicking Pay Later. There you can make additional payments as desired or pay off the loan in full at any time and you won’t be charged a fee or penalty if you do so.
Buy now, pay later are excellent options if you want to make a large purchase more affordable by paying it off over time. Get what you want and break the payments up over weeks or even months.
Easily and securely spend, send, and manage your transactions—all in one place.
